Licensed Florida REALTOR® · Lic. 3595579

Buy, sell and invest in Orlando with an agent who speaks your language

Q: Do I need to travel to Florida to buy a house?

Not necessarily. Many clients buy remotely with live video tours, electronic signature and a closing handled by the title company. A power of attorney can be used when a physical signature is required. That said, I always recommend visiting the area at least once if your schedule allows.

I am Leandro Teixeira Ramos, a licensed Florida REALTOR® brokered by eXp Realty. I guide local families and international buyers through every step of a Central Florida purchase or sale, in English, Portuguese and Spanish.

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Orlando & Central Florida Brokered by eXp Realty English · Português · Español

Leandro Teixeira Ramos, licensed REALTOR® in Orlando, Florida

Leandro Teixeira Ramos REALTOR® · License 3595579

REALTOR®Florida license 3595579

eXp RealtyGlobal brokerage network

Luxury TeamCentral Florida specialists

EN · PT · ESThree languages, one agent

What I do

Full service real estate in Central Florida

Whether this is your first home in the United States or your fifth investment property, you get the same thing: straight answers, real numbers and someone who picks up the phone.

Buying a home

Primary residences and second homes. Neighborhood guidance, school zones, commute, HOA rules and a negotiation strategy built around your budget.

Selling your property

Comparative market analysis, pricing strategy, professional presentation and exposure through the MLS, major portals and the eXp Realty agent network.

Vacation homes & short term rentals

Communities near Disney that are zoned and HOA approved for short term rental, with realistic occupancy and management expectations before you buy.

Investment property

Long term rentals and buy to hold. Cash flow projections, rent comparables, purchase through an LLC and referrals to property managers.

International buyers & relocation

Foreign national financing, remote closing, ITIN and bank account referrals, plus the practical side of moving: utilities, insurance and schools.

New construction

Builder incentives, lot and floor plan selection, upgrade decisions that hold value. The builder has a representative, and so should you.

Where I work

Orlando and the rest of Central Florida

Every city here has its own personality, price range and rental rules. These are the areas I know street by street.

Orlando Kissimmee Davenport Winter Garden Horizon West Windermere Dr. Phillips Lake Nona Celebration ChampionsGate Reunion Four Corners Clermont St. Cloud Ocoee Apopka Winter Park Hunter's Creek Poinciana Sanford Altamonte Springs Groveland

Looking somewhere else in Florida? Tell me where and I will either help you directly or connect you with a trusted agent in that market.

Why Central Florida

A market that works for living and for investing

Orlando attracts residents and investors for reasons that go well beyond the theme parks.

No state income tax

Florida does not levy a personal state income tax, one of the reasons people keep moving here from higher tax states and from abroad.

Constant visitor demand

Orlando is one of the most visited destinations in the world. In the communities approved for it, that demand supports the short term rental model year round.

Growth beyond tourism

Healthcare, aerospace, logistics, technology and higher education keep expanding around Lake Nona, Horizon West and the I-4 corridor, which supports long term rentals.

Every price point

From starter condos and townhomes to lakefront and golf course estates, Central Florida has entry points for most budgets and strategies.

How it works

From the first call to the keys in your hand

A clear process matters even more when you are buying from another country. Here is exactly what happens, step by step.

Consultation

We talk about your goal, timeline and budget. Living here, renting it out or both? That answer changes which cities and communities make sense.

Financing or proof of funds

Pre approval with a lender, or a proof of funds letter for a cash purchase. International buyers get introduced to lenders who handle foreign national loans.

Search and tours

A curated shortlist instead of hundreds of links. Tours in person or by live video, with honest commentary on the things listing photos never show.

Offer and contract

Comparable sales, offer strategy and negotiation of price, closing date, repairs and contingencies. Everything explained in your language before you sign.

Inspection and due diligence

Home inspection, roof and AC age, HOA and CDD documents, rental restrictions, permits and title search. This is where problems are found, not after closing.

Closing

The title company handles escrow, title insurance and the wire. Remote closing and power of attorney are available if you cannot travel.

After the sale

Insurance, utilities, property management, cleaning teams, contractors and ITIN or accounting referrals. The relationship does not end at the closing table.

About me

Leandro Teixeira Ramos

I am a licensed Florida REALTOR® based in Orlando, part of the Luxury Team brokered by eXp Realty. I work with buyers, sellers and investors from across the United States, Brazil and Latin America.

Buying property in a country that is not your own can feel like a leap of faith. My job is to remove that feeling: explain the contract line by line, show the real numbers including taxes, insurance and HOA, and tell you honestly when a property is not the right move, even if that means waiting for a better one.

Licensed Florida real estate professional, license 3595579
REALTOR®, member of the National Association of REALTORS®
Luxury Team, brokered by eXp Realty, one of the largest brokerages in the world
Full service in English, Portuguese and Spanish

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Questions

Frequently asked questions

The questions I answer almost every week, especially from buyers outside the United States.

Can a foreign citizen buy property in Florida?

Yes. There is no requirement to be a United States citizen, resident or visa holder in order to own real estate in Florida. You can buy in your own name, through a company or through a trust. The process is the same as for a local buyer, with a few extra documents.

Can a non resident get a mortgage in the United States?

Yes, through what lenders call a foreign national loan. It usually requires a larger down payment than a domestic loan and documentation from your home country, such as bank statements and a reference letter. I introduce you to lenders who work with international clients so you know your real numbers before you start looking.

Do I need to travel to Florida to buy a house?

Not necessarily. Many clients buy remotely using live video tours, electronic signature and a closing handled by the title company. A power of attorney can be used when a physical signature is required. Even so, I recommend visiting the area at least once if your schedule allows it.

What costs should I expect beyond the purchase price?

Plan for closing costs, annual property taxes, homeowners insurance and, where applicable, HOA or CDD fees. Vacation rental properties also carry management, cleaning and licensing costs. Before you make an offer I put together a written estimate for that specific property.

Can I rent my Orlando property on Airbnb or Vrbo?

It depends on the city or county zoning and on the HOA rules for that community. Several Central Florida communities near Disney are specifically approved for short term rental, while most standard residential neighborhoods are not. I verify the rules for each property before you commit to anything.

How is the buyer agent paid?

Compensation is negotiable and is agreed in writing in a buyer representation agreement before we tour homes. In some transactions the seller or the listing brokerage offers to cover part or all of it. I explain the options at our first conversation so there are no surprises later.

Do you also help sellers?

Yes. I prepare a comparative market analysis, advise on preparation and pricing, and market your property through the MLS, the major portals and the eXp Realty network, which reaches agents and buyers across the United States and abroad.

Which languages do you speak?

English, Portuguese and Spanish. Every step, from the first call to the closing documents, can be explained in the language you are most comfortable with.

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